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Testing Payment Systems: Use these numbers to test e-commerce platforms, payment gateways, or card verification systems during development. These temporary credit cards are valid with Luhn algorithm. This can be useful if you want to make a test purchase without revealing your real credit card number. It produces valid-looking credit card numbers tailored for testing in programming and development scenarios. Whether you're a developer, an e-commerce merchant, or a savvy internet user, our tool provides you with the peace of mind you need. When we say a fake credit card number we are basically implying that these credit card number are created with the same numbering formulation as of those a real credit card numbers which can be easily done by simply assigning particular credit card number prefixes. Enter Your BIN. THERE IS NO OTHER WITH REAL CREDIT CARD OR NUMBERS. Source: Campaign Creators Why Are Virtual Cards a Safer Option Than Fake Cards?. 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